Wage & Welfare Bonds
Union wage & welfare bonds guaranteeing contributions to fringe-benefit funds for signatory contractors.
What this bond does — and who it's for
Union wage & welfare bonds guaranteeing contributions to fringe-benefit funds for signatory contractors.
We place wage & welfare bonds through the same A-rated, Treasury-listed carrier panel we use for every program in our Commercial & License Bonds book. That gives us direct underwriter access — no portals, no anonymous intake queues — and same-day quotes on clean files.
Get a Wage & Welfare Bonds quoteA bond-only agency, by design
Twenty years of surety-only practice means our submissions land with people who already know our book.
Same-Day Quote on Clean Files
Most license, permit and small court bonds quote within hours — not days.
A-Rated, T-Listed Carrier Panel
Every bond placed by a US-Treasury-listed surety, accepted on federal and state obligations.
Specialty Market Access
Bad credit, distressed financials, contested matters — we have a carrier for the file you've been declined for.
Bond Line Setup
Once the underwriting is in file, every follow-on bond is faster — usually same-day.
Related bonds in Commercial & License Bonds
RelatedLicense & Permit Bonds
State and municipal license & permit bonds for regulated trades — quick filings, renewals and replacements.
View detailsBMC-84 Bonds
The $75,000 FMCSA freight broker / freight forwarder bond, filed direct with the agency for new and renewing operators.
View detailsWaste Hauler Bonds
Municipal waste-hauler, recycler and solid-waste permit bonds — including hard-to-place programs.
View detailsFrequently asked questions
Good to KnowHonest answers about how surety bonds work, what it costs and how long it takes.
A surety bond is a three-party agreement: a principal (you) who needs the bond, an obligee (a government, court or contracting party) who requires it, and a surety company that guarantees you'll meet the bond's obligation. If you fail to perform, the surety pays out — and you reimburse the surety. It is not insurance; it's a credit-backed guarantee.
The premium depends on the bond type, the bond amount and your credit. For standard contract bonds it's typically a small percentage of the bond amount. License and permit bonds are often a flat fee. Court and probate bonds are priced from the estate or matter size. Send us the specifics and we'll quote it within a business day.
Some bonds issue in minutes (small license, permit or court bonds with clean credit). Larger performance bonds or first-time contract submissions can take several business days while the underwriter reviews financials. Once your file is on record, follow-up bonds on the same line are usually same-day.
Surety is closer to mortgage underwriting than insurance — the carrier is taking unsecured credit risk. Financials, work-on-hand schedules and personal indemnity let the underwriter make a real decision instead of a precautionary decline. The good news: once it's in file, future bonds move much faster.
Tell us about your bond — we'll quote it within a business day
Whether you need a one-time license bond or a permanent bond line for repeat contract work, we'll route your file to the carrier most likely to approve it cleanly. Anthony Spina personally reviews every new submission.
- 201-661-2381 — Anthony Spina, direct line
- aspina@acsbonding.com — for obligee letters and court orders
- 1200 MacArthur Blvd., Suite 302A, Mahwah, NJ 07430
Request received!
Anthony will be in touch shortly. For an urgent filing, call 201-661-2381.