Talk to a bond specialist — today
A real person, a same-day quote on most files, and the carrier most likely to approve your bond cleanly. Every new submission is read by Anthony Spina within a business day.
Same business day on most files — urgent lane for court and license deadlines
Under 24 hours
Every clean submission — license, permit, small court, ERISA, BMC-84 — is read, quoted and returned before end-of-day on the next business day. Overnight emails are on the desk before 9 AM Eastern.
Urgent filing lane
If the obligee has already set a filing deadline (court hearing, license issue date, bid opening), call the direct line and say so. We escalate to the underwriter the same hour rather than working through the general queue.
Complex performance files
New-applicant contract sureties take longer because the underwriter is reading financials, work-on-hand and indemnity. We tell you a realistic timeline up front — usually three to seven business days — so you can plan the bid.
The five things that get your bond quoted faster
Every carrier we submit to asks for the same underwriting file. Sending them up front cuts a day or two off the round-trip.
- The obligee letter, court order or bond form. Whoever is requiring the bond has almost always issued a document telling you the amount, the wording and the effective date. That document is our starting point.
- Legal name and address of the principal. The individual, the LLC, the estate, the plan sponsor — whichever is being bonded. Bonds are issued in the exact legal name, so a typo means a re-execution.
- Bond amount and any required effective / expiration date. Some obligees mandate a specific date; some allow us to backdate to the license issue day.
- For contract, performance and larger fiduciary bonds: current financials. A recent balance sheet and P&L, work-on-hand for contractors, or the plan asset total for ERISA. The carrier can't underwrite without them.
- Anything you've already been declined for. If a previous carrier passed, tell us why. We hold specialty markets exactly for those files, and hiding history only slows things down.
Tell us about the bond you need
We'll quote it within a business day — usually the same day for clean license, permit and court bonds.
Request received!
Thanks — Anthony will be in touch shortly. For an urgent filing, call 201-661-2381.
Where we file bonds
Atlantic Coast Surety is based in Bergen County, New Jersey. We're licensed to file surety bonds in 40+ US states, with the heaviest volume in the Mid-Atlantic corridor and specialty markets covering the remaining states.
Home-state filings
New Jersey, New York, Pennsylvania, Connecticut and Delaware — same-day quotes on license, permit and small court bonds, in-person meetings at the Mahwah office by appointment.
National footprint
Contractor license bonds and BMC-84 filings across 40+ states. Federal projects (FAR / DOD / GSA), ERISA fidelity across every plan-sponsor state, and specialty-market performance where standard carriers decline.
Directions & parking
The MacArthur Blvd. office is off Route 17 in Mahwah, with visitor parking in the front lot. Meetings are by appointment — please call ahead so the file is ready when you arrive.
We'll respond first thing in the morning
Send us an email or the obligee letter — we read overnight submissions before the day starts so a clean file can be quoted by 10 AM Eastern. For a truly urgent filing that can't wait until morning, leave a voicemail on the direct line and Anthony will call back as soon as the day opens.